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Mortgages refinancing or renewal in Canada

If your mortgage is renewing soon, Mortgage Maestro can review your current mortgage, present you with options and recommend a customized solution that meets your financial needs. Whether it’s renewing your existing mortgage, moving your mortgage to a new lender or refinancing to access additional funds, we are here to help!

Why Canadians love Mortgage Maestro for home loan refinancing and renewal

Mortgage Maestro offers custom mortgage solutions for your renewal or refinancing needs. Based on your short and long term financial goals, our team of advisors will suggest the best solution for you.

Lender A

Commission driven,
biased advice

__________
Limited product choices

Mortgage Maestro

Competitive mortgage
rates from multiple lenders

____________________

Broker-assisted online
experience

____________________

Unbiased customer-centric
financial advice

Lender B

Limited choice to
negotiate mortgage terms

____________________
Higher interest-rates

Why Canadians love Mortgage Maestro for home loan refinancing and renewal

Mortgage Maestro offers custom mortgage solutions for your renewal or refinancing needs. Based on your short and long term financial goals, our team of advisors will suggest the best solution for you.

Lender A

Commission driven,
biased advice

_______

Limited product choices

Lender B

Limited choice to
negotiate mortgage terms

_______

Higher interest-rates

Mortgage Maestro

Competitive mortgage
rates from multiple lenders

____________________

Broker-assisted online
experience

____________________

Unbiased customer-centric
financial advice

What is mortgage refinancing in Canada?

Hugely popular among Canadians, mortgage refinancing is the process of either getting your current mortgage refinanced at a different rate or adding a second mortgage onto your existing one.

Mortgage refinancing can help you negotiate better rates & terms depending on your financial situation. Our advisors can help you find cost-efficient mortgage solutions.

What are mortgage renewals in Canada?

When your mortgage term ends, you have an opportunity to renegotiate the terms (i.e. the interest rate, mortgage term, payments etc.) before renewing. You can choose to work with the same lender or transfer your mortgage to a new lender.

In Canada, you can typically begin this process as early as 120 days before your renewal date. Our advisors at Mortgage Maestro can find the best deal for your mortgage renewal.

What is mortgage refinancing in Canada?

Hugely popular among Canadians, mortgage refinancing is the process of either getting your current mortgage refinanced at a different rate or adding a second mortgage onto your existing one.

Mortgage refinancing can help you negotiate better rates & terms depending on your financial situation. Our advisors can help you find cost-efficient mortgage solutions.

What are mortgage renewals in Canada?

When your mortgage term ends, you have an opportunity to renegotiate the terms (i.e. the interest rate, mortgage term, payments etc.) before renewing. You can choose to work with the same lender or transfer your mortgage to a new lender.

In Canada, you can typically begin this process as early as 120 days before your renewal date. Our advisors at Mortgage Maestro can find the best deal for your mortgage renewal.

How to refinance your mortgage in Canada

With Mortgage Maestro, refinancing your mortgage is as simple as getting in touch with us online. We will assess your financials, current mortgage details, long & short term goals and reach out to multiple lender partners to find the best refinancing solution.

How to renew your mortgage in Canada

At Mortgage Maestro, we have made renewing your mortgage a breeze! If your current mortgage term is expiring in the next 120 days or less, one of our advisors will be happy to help you. Compare alternative offers from the comfort of your home and choose the best solution for your mortgage requirements.

Try our mortgage calculator to see if refinancing or renewing is right for you

Are you curious to understand how much you can afford and what your monthly payments would look like? Our calculators allow you to explore multiple options based on your budget.

Refinancing and renewing your mortgage in Canada: Key takeaways

Whether you have a fixed-rate mortgage or a variable-rate mortgage, you can negotiate better interest-rates based on your finances. Mortgage Maestro can help you with the process by assessing your current mortgage and comparing it with newly available options.

To take advantage of the equity in your home and find better mortgage terms including a better interest-rate contact one of our mortgage advisors today.

Application process

Number1@2x

Apply online in minutes

Whether you need a first-time home buyer loan or are buying your third property, we’ll help you find the right solution for your needs.

Number2@2x

Connect with mortgage experts

One of our experts will contact you to explain the process and provide mortgage solutions tailored to your needs.

Number3@2x

Get approved with confidence

Once we agree on a solution, our team will work with the financial institution of your choice to complete the mortgage process.

Frequently asked questions about mortgage refinancing and renewals in Canada

When can you start your mortgage renewal in Canada?

Mortgage Maestro can help you renew your mortgage as early as 120 days before the scheduled renewal date. Once we find the lender that best suits your needs, our team can finalize the paperwork with you.

When can you start your mortgage refinancing in Canada?

Mortgage Maestro can help you refinance your mortgage at any time. Give us a call and tell us about your financing needs and our mortgage advisors will find the solution to meet your requirements.

What is the difference between refinancing and renewing?

All homeowners need to renew their mortgages eventually (when the loan term ends). Refinancing, meanwhile, involves breaking your current mortgage and renegotiating it before the term has ended.

Ready to get started? We’re here to help.